KYC/AML Finance Statement & Client Identification Form

Introduction

FinQIQ Capital Pty Ltd is committed to complying with the Anti‑Money Laundering and Counter‑Terrorism Financing Act 2006 (AML/CTF Act) and associated rules. We have procedures in place to identify and verify the identity of our clients to prevent our services from being used for money laundering or the financing of terrorism.

Client Identification

Before we can arrange finance for you, we are required to verify your identity and, in some cases, the source of your funds. You will need to provide one or more of the following documents:

Primary photographic ID: such as a current Australian driver’s licence, passport or proof‑of‑age card;
Secondary ID: such as a birth certificate, Medicare card, citizenship certificate, or Centrelink pension card;
Proof of address: such as a recent utility bill, council rates notice or bank statement showing your current residential address;
Business customers: may be required to provide company registration documents, ASIC extracts, trust deeds and details of all beneficial owners.

We may conduct electronic verification of your identity through approved third‑party providers. By submitting your application, you consent to us disclosing your details for identity verification and to credit reporting bodies for the purpose of assessing your creditworthiness.

Ongoing Monitoring

We will monitor transactions and customer relationships on an ongoing basis to ensure compliance with AML/CTF obligations. We may request additional information or documentation from you at any time. If we have reasonable grounds to suspect that a transaction is linked to money laundering or terrorism financing, we are required to report it to AUSTRAC (Australian Transaction Reports and Analysis Centre). We are prohibited by law from telling you if such a report has been made.

Data Handling

All information collected for identity verification and ongoing monitoring is stored securely. We only retain this information for as long as required by law. We may share your information with lenders, credit reporting bodies and identity verification service providers to fulfil our obligations. For more details on how we handle your personal information, please see our Privacy Policy.

Acknowledgment and Consent

By proceeding with your application, you:

1. Confirm that the information you have provided is true and correct;
2. Authorise FinQIQ Capital to collect, use and disclose your personal information for the purposes of verifying your identity and assessing your credit application;
3. Consent to us contacting credit reporting bodies and other third parties to verify your identity and credit history;
4. Acknowledge that we may be required to decline or suspend services if you do not provide satisfactory proof of identity or if we are unable to meet our regulatory obligations.